Homeowner/Renter Insurance

1. You can save several hundred dollars a year on homeowner
insurance and up to $50 a year on renter insurance by purchasing
insurance from a low-price, licensed insurer. Ask your state insurance
department for a publication showing typical prices charged by
different licensed companies. Then call at least four of the lowest
priced insurers to learn what they would charge you. If such a
publication is not available, it is even more important to call at least
four insurers for price quotes.
2. Make certain you purchase enough coverage to replace the
house and its contents. "Replacement" on the house means
rebuilding to its current condition.
3. Make certain your new policy is in effect before dropping your old
one.